Consumer Bankruptcy on Finding Financial Relief
Are you struggling to keep up with your bills? Have you been forced to withdraw from your 401(k) or IRA, or are your wages and tax refunds being garnished? In today’s challenging economic climate, many individuals are facing financial difficulties due to rising living costs and unforeseen healthcare expenses. Jane is here to help you navigate these tough times.
Understanding Bankruptcy Types
There are two types of consumer bankruptcy: Chapter 7 and Chapter 13. Chapter 7, often referred to as liquidation or straight bankruptcy, allows for the discharge of unsecured debts while permitting the debtor to exempt certain assets, such as their home, car, and bank accounts. The debtor must pass the means test to qualify. Chapter 13, known as reorganization, involves restructuring debts so that the debtor can repay creditors over three to five years using future income. This option also requires passing the Means Test and participation in credit counseling and debtor education courses.
Get the Fresh Start You Deserve
If you feel overwhelmed by increasing debt, call Jane at (313) 920-6091. She will assist you in obtaining relief through bankruptcy, providing you with a fresh start, debt-free.
Navigating the Complexities of Elder Care
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With rising healthcare costs, especially for long-term and skilled nursing care, navigating the complexities of elder law can be overwhelming. Jane is dedicated to helping families understand Medicaid eligibility and ensure their aging loved ones live with dignity.
Through durable powers of attorney, Medicaid planning, wills, and trusts, she provides the legal support needed to safeguard the well-being of elderly and disabled individuals.
Understanding the Probate Process
Protecting Rights of Children With Disabilities
Jane F. Rusin Law is devoted to protecting the rights of children with disabilities, ensuring they receive the education they deserve. The firm offers legal support to navigate the complexities of the Individuals with Disabilities Education Act (IDEA), advocating for appropriate Individualized Education Programs (IEPs) and necessary accommodations within schools.
Jane works closely with families to resolve disputes, negotiate with school districts, and represent clients in due process hearings. Whether your child is being denied essential services or needs a tailored education plan, Jane is here to assist.
Civil Litigation for Real Property
Her services cover a range of issues, including boundary disputes, property damage claims, reach of contract, and zoning matters. Whether you’re facing a disagreement over property rights or need to address a contractual issue, Jane offers comprehensive legal support, from negotiation to courtroom litigation, to protect your property interests.
Probate is the process of distributing a deceased person’s estate to their heirs and beneficiaries. This process can be confusing and overwhelming for those unfamiliar with it. Jane will guide you through the probate process with care and clarity.
In cases where a loved one cannot manage their healthcare or financial affairs due to illness or incapacity, it may be necessary to advocate on their behalf. If no patient advocate or attorney-in-fact is designated, a guardian or conservator may need to be appointed by the court. Jane is committed to helping you navigate these sensitive situations, providing compassionate support as if your loved one were a member of her family.